business loans

What is it?

A business loan does what it says on the tin. The lender advances a set amount at inception which is then repaid using fixed or variable monthly repayments over a set period of time. The parameters for the loan are set at the outset and are complied with throughout the term of the loan. Whilst what it is, is relatively simple, there are two important sub-categories in business loans which are important to understand:-


There are 2 main variations of Business loans:

Unsecured business loan

Unsecured business loan – No tangible security by either the business or individual and is secured via an unsupported personal guarantee from the owner(s)

Secured business loan

Secured business loan – As the above but is secured against something more tangible like a 2nd charge on a home residence or the business unit. This is often less expensive than the unsecured option

The benefits


Who we work with

A Selection of our  strategic finance partners


What does it Cost?

Ranges from 3% to 33%! And a term from 5 months to 5 years. Whilst business loans are straightforward, the disparity from one lender to another is huge, meaning it is vital to take advice from somebody who is experienced, independent and has whole of market reach.

Find out how we can help?

Providing bespoke, collaborative and expert funding advisory to business owners throughout the United Kingdom